Upstart Holdings Inc (NASDAQ:UPST) Jumps 80.21% In 2025; Is It Affordable At $47.63?

In last trading session, Upstart Holdings Inc (NASDAQ:UPST) saw 4.57 million shares changing hands with its beta currently measuring 2.39. Company’s recent per share price level of $47.63 trading at $1.63 or 3.54% at ring of the bell on the day assigns it a market valuation of $4.46B. That closing price of UPST’s stock is at a discount of -102.46% from its 52-week high price of $96.43 and is indicating a premium of 56.75% from its 52-week low price of $20.60. Taking a look at company’s average trading volume for last 10-days demonstrates a volume of 4.15 million shares which gives us an average trading volume of 5.70 million if we extend that period to 3-months.

For Upstart Holdings Inc (UPST), analysts’ consensus is at an average recommendation of Hold while assigning it a mean rating of 2.76. Splitting up the data highlights that, out of 12 analysts covering the stock, 4 rated the stock as a Sell while 0 recommended an Overweight rating for the stock. 6 suggested the stock as a Hold whereas 2 see the stock as a Buy. 0 analyst(s) advised it as an Underweight.

Upstart Holdings Inc (NASDAQ:UPST) trade information

Upright in the green during last session for gaining 3.54%, in the last five days UPST remained trading in the red while hitting it’s week-highest on Thursday, 03/27/25 when the stock touched $47.63 price level, adding 7.85% to its value on the day. Upstart Holdings Inc’s shares saw a change of -22.64% in year-to-date performance and have moved -9.91% in past 5-day. Upstart Holdings Inc (NASDAQ:UPST) showed a performance of -19.63% in past 30-days. Number of shares sold short was 18.28 million shares which calculate 3.04 days to cover the short interests.

Wall Street analysts have assigned a consensus price target of 65 to the stock, which implies a rise of 26.72% to its current value. Analysts have been projecting 45 as a low price target for the stock while placing it at a high target of 85. It follows that stock’s current price would jump 5.52% in reaching the projected high whereas dropping to the targeted low would mean a gain of 5.52% for stock’s current value.

Weighing up company’s earnings over the past 5-year and in the next 5-year periods, we find the company posting an annual earnings growth rate of -195.32% during past 5 years.

Upstart Holdings Inc (NASDAQ:UPST)’s Major holders

Insiders are in possession of 12.44% of company’s total shares while institution are holding 63.95 percent of that, with stock having share float percentage of 73.04%. Investors also watch the number of corporate investors in a company very closely, which is 63.95% institutions for Upstart Holdings Inc that are currently holding shares of the company. VANGUARD GROUP INC is the top institutional holder at UPST for having 7.3 million shares of worth $172.19 million. And as of 2024-06-30, it was holding 8.3871 of the company’s outstanding shares.

The second largest institutional holder is BLACKROCK INC., which was holding about 5.66 million shares on 2024-06-30. The number of shares represents firm’s hold over 6.405 of outstanding shares, having a total worth of $133.62 million.